Does your Insured’s business import or export finished products?  Do they source raw materials or distribute/sell manufactured goods overseas?  Do they also warehouse goods in storage locations?  If you answered “yes” to any of these questions, Marine Cargo insurance should be considered an integral component of your client’s business stability strategy.  

Trillions of dollars of goods and merchandise are shipped around the world each year, resulting in high-risk cargo exposures.

These risks can affect many industries, including manufacturing, distribution, healthcare, energy, construction and technology.  Marine Cargo and Stock Throughput insurance covers physical loss or damage to goods while in transit and while in storage from the point of origin to the final destination.

Amwins Program Underwriters is dedicated to providing expertly crafted Marine Cargo & Stock Throughput insurance to a variety of industries. 

Target Classes

• Manufacturing (including perishable food & beverage, hazardous chemicals, lumber, oil/gas)
• Distribution/Supply Chain
• Retail & Wholesale Trade 
• Technology (hardware)
• Healthcare, Life Science, Medical Tech
• Commodities, Raw Materials

Types of Risks We Cover 

• Worldwide transit of goods by land, by sea, and by air
• Worldwide storage of goods as inventory at warehouses, distribution centers, 3PLs
• Goods in transit and storage as raw material, work in process, or finished product
• Supported MTCLL and WHLL accounts, if written in conjunction with Cargo/STP lines
• Primary or excess layers

Why Choose APU?

• Dedicated, Experienced Underwriters
  Our seasoned underwriting team sets premium, terms, and conditions within delegated authority, bringing decades of experience and creativity to protect your clients’ assets and minimize costly disruptions.

• Stable, Long-Term Program
  We’re here for the long haul.  Since its inception, our program has maintained a consistent underwriting appetite and commitment to the industry.

• Flexible and Creative Coverage Solutions
  Our admitted product is adaptable—we’ll write on broker-issued forms, manuscript wording and endorsements, and can follow a non-admitted lead underwriter in select cases.

• Broad Appetite Across Account Sizes
  We don’t turn away business based on size. SME risk profiles are written 100%, while larger placements are supported through a domestic quota share structure with our extensive network of Cargo/STP underwriters.

• Efficient, Expert Claims Handling
  You’ll have real-time access to loss details. We communicate directly with our carrier’s Head of Cargo/STP Claims. All claims are managed by specialty marine adjusters via our carrier partner for a seamless claims experience.