Incidents that include assault with a deadly weapon, active shooter or sexual abuse/molestation have devastating repercussions for victims. For insureds, they can result in expensive claims, negative press coverage and damaged reputations. As the threat of large settlements loom, many insurers are adding exclusions or sub-limits to GL and other policies, leaving insureds at risk for disastrous gaps in coverage. 

In partnership with an "A-XV" rated London syndicate, Amwins offers an exclusive deadly assault and sexual misconduct insurance protection product on a claims-made basis. The innovative package policy is an unprecedented solution that provides coverage for small and middle-market businesses who face significant coverage gaps or high retention rates. 

Deadly Assault and Sexual Misconduct Protection Features

• Combines Deadly Weapons Protection (DWP) and Sexual Molestation Liability (SML) insurance coverages, simplifying form wording onto a single policy

• Enhanced provisions not found on typical policies, including pay on behalf of wording and crisis management extensions (up to $1M as a separate limit)

• Target premiums range from $10K to $25K. Limits range from $1M to $5M.

• Premiums up to $100K and limits over $10M can be considered on a case-by-case basis with additional underwriting approval

• Deductibles as lows as $10K

Target Industries

 Healthcare: hospitals, medical centers, day spas

 Hospitality: restaurants/bars, health clubs, family fun centers

 Public Entities: schools, churches, non-profits

 Real Estate: commercial LRO, Multi-family exposures

Transportation/Livery: shuttle services, valet companies, food delivery companies

See sample list of target accounts.