Community Association Cyber Liability

Cyber liability coverage for community associations against cyber and data breaches.

One misguided click shouldn’t cost a community what it’s taken years to build.

 

Today’s community associations are more connected than ever, managing online payments, resident databases and smart systems. But with digital convenience comes digital exposure. Just one stolen laptop, phishing email or compromised database can lead to costly data breaches, reputational harm and regulatory fines. 

Kevin Davis Insurance Services, part of Amwins Underwriting, offers a Cyber Liability insurance program that helps associations and property managers recover quickly from cyber incidents. 

Beyond coverage, we also provide access to proactive, industry-leading risk management resources, including: pre-breach planning tools, privacy coach consultations and incident response guides so communities can reduce risk before an incident ever occurs. 

Did You Know? Cyber liability policies can cover costs for notification, credit monitoring, and legal support when resident data is compromised.

Target classes of business

  • Condominiums
  • Homeowners’ associations (HOAs)
  • Condo/hotel associations
  • Co-ops
  • Timeshares
  • Non-residential condominiums

Program features and insuring agreements

  • Privacy and security liability
  • Regulatory proceedings liability
  • Privacy-breach notification expenses
  • Computer and legal experts
  • Cyber extortion
  • Data-restoration expenses 
  • Public relations/crisis management 

 

Community association cyber risk program highlights 

 

Availability

  • This program is available in all 50 states

Coverage

  • Can be written monoline or wrapped with our D&O, EPL and/or crime
  • Coverage available for property managers 
  • Access to a cyber-breach coach via Risk Management Plus Online

Limits

  • From $50,000 - $500,000

Carrier

  • AM Best A ++ (Superior)
  • Admitted

Submission requirements


 

Contact Us

Sherry Branson
Marketing Manager
Kevin Davis Insurance Services
213.833.6197 sherry.branson@amwins.com

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