California FAIR Plan Wrap Product
An exclusive Wrap solution designed to complement the California FAIR Plan by filling non-fire coverage gaps for both commercial properties and dwellings.
California FAIR Plan Wrap Product
An exclusive Wrap solution designed to complement the California FAIR Plan by filling non-fire coverage gaps for both commercial properties and dwellings.
The California FAIR Plan provides essential fire coverage, but on its own it leaves policyholders underinsured and exposed to many everyday, non-fire property losses. To help address these gaps, Amwins has partnered with Vivere, a specialty insurance underwriting platform, and an "A" rated specialty MGA, to offer an exclusive Wrap product that leverages speed and scale to help move your portfolio forward.
Built on an ISO Special Form–style policy, this Wrap product complements the FAIR Plan by providing coverage for perils not included in the underlying FAIR Plan policy.
Quoting at scale has never been easier. With bulk quoting capability, you can submit multiple FAIR Plan risks at once and receive fast, streamlined quotes in return.
Coverage Features
Designed to help close key non-fire coverage gaps that remain when an insured relies on the California FAIR Plan, the Wrap can help address property exposures such as:
- Water damage
- Weight of ice and snow
Program Highlights
- “A” rated paper
- Fast and efficient quoting process, reducing turnaround from days or hours to just minutes
- Available to all California FAIR Plan insureds, including commercial and dwelling risks
- Commercial Wrap limits up to $100 million
- Dwelling Wrap limits up to $3 million
How to Access
Please contact your current Amwins property broker or Amwins Access underwriter. If you do not have an existing relationship, complete the form below and someone will be in touch.
Submission Requirements
To obtain a quote, simply provide a completed California FAIR Plan application.
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