Property + Casualty / Small Business /

Bars & Restaurants

Monoline and package policies for bars and restaurants, with premiums starting at $500.

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Applications

Restaurant, Bar & Tavern Supplement

Brochures

Restaurants Overview

Why Use AmWINS Access For Your Bar & Restaurant Risks?

  • Ability to include Liquor Liability on select risks
  • Available limits up to $2m/4m + Umbrella or Excess placement
  • Minimum premium starting at $500

 

Classes

  • Fast Food
  • Family Dining
  • Fine Dining
  • Bars/Taverns, Sports Bars
  • Pizza Parlors
  • Delis and Coffee Shops
  • Full Service
  • Quick Service
  • Bagel Shops
  • Juice Bars
  • Ice Cream Shops
  • Nightclubs, including Adult Entertainment

 

Coverage

  • Property
  • General Liability
  • Liquor Liability
  • HNOA
  • Equipment Breakdown
  • Spoilage
  • Limits
    • Max TIV with Wind Included $5M (Higher Limits Available Excluding Wind)
    • Liability limits up to $2M per occurrence, $4M aggregate
    • In-House Authority for Excess up to $10M (Higher Limits Available)
  • Large Amounts of Coastal Capacity Available
  • Can Consider Mixed Occupancy
  • Packages Available
  • Coverage Can Include the Following:
    • Assault and Battery
    • Liquor Liability
  • Numerous Enhancements Available

 

Submission Requirements

  • Bar/Restaurant Supplemental Liquor Liability Application
  • Completed ACORD applications
  • Five years currently valued loss runs
  • Will consider new ventures