Bars & Restaurants

Why Use AmWINS Access For Your Bar & Restaurant Risks?

• Ability to include Liquor Liability on select risks
• Available limits up to $2m/4m + Umbrella or Excess placement
• Minimum premium starting at $500

Classes

• Fast Food
• Family Dining
• Fine Dining
• Bars/Taverns, Sports Bars
• Pizza Parlors
• Delis and Coffee Shops
• Full Service
• Quick Service
• Bagel Shops
• Juice Bars
• Ice Cream Shops
• Nightclubs, including Adult Entertainment

Coverage

• Property
• General Liability
• Liquor Liability
• HNOA
• Equipment Breakdown
• Spoilage
• Limits
  • Max TIV with Wind Included $5M (Higher Limits Available Excluding Wind)
  • Liability limits up to $2M per occurrence, $4M aggregate
  • In-House Authority for Excess up to $10M (Higher Limits Available)

• Large Amounts of Coastal Capacity Available
• Can Consider Mixed Occupancy
• Packages Available
• Coverage Can Include the Following:
  • Assault and Battery
  • Liquor Liability

• Numerous Enhancements Available

Submission Requirements

• Bar/Restaurant Supplemental Liquor Liability Application
• Completed Industry Standard Applications
• Five years currently valued loss runs
• Will consider new ventures