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Our Company
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Find a Location
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Property + Casualty
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Small Business
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Bars & Restaurants
Monoline and package policies for bars and restaurants, with premiums starting at $500.
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Applications
Restaurant, Bar & Tavern Supplement
Brochures
Restaurants Overview
Why Use AmWINS Access For Your Bar & Restaurant Risks?
Ability to include Liquor Liability on select risks
Available limits up to $2m/4m + Umbrella or Excess placement
Minimum premium starting at $500
Classes
Fast Food
Family Dining
Fine Dining
Bars/Taverns, Sports Bars
Pizza Parlors
Delis and Coffee Shops
Full Service
Quick Service
Bagel Shops
Juice Bars
Ice Cream Shops
Nightclubs, including Adult Entertainment
Coverage
Property
General Liability
Liquor Liability
HNOA
Equipment Breakdown
Spoilage
Limits
Max TIV with Wind Included $5M (Higher Limits Available Excluding Wind)
Liability limits up to $2M per occurrence, $4M aggregate
In-House Authority for Excess up to $10M (Higher Limits Available)
Large Amounts of Coastal Capacity Available
Can Consider Mixed Occupancy
Packages Available
Coverage Can Include the Following:
Assault and Battery
Liquor Liability
Numerous Enhancements Available
Submission Requirements
Bar/Restaurant Supplemental Liquor Liability Application
Completed Industry Standard Applications
Five years currently valued loss runs
Will consider new ventures