Over the past several years, insurance coverage for Exterior Insulation and Finish Systems (EIFS – pronounced EE-fiss) applicators and project owners has been difficult to obtain. Clients that are involved in EIFS in any manner – including general contractors, artisan contractors, architects and engineers, owner builders, and wrap programs – should be aware of considerations in the insurance marketplace.
EIFS is typically attached to the outside face of exterior walls with an adhesive (cementitious or acrylic based) or mechanical fasteners; adhesives are commonly used to attach EIFS to gypsum board, cement board, or concrete substrates. The supporting wall surface should be continuous (not “open framing”) and flat.
Legal Disclaimer. Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language.
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