Motor Trade Protect
New/used motor sales, servicing and repair operations, and everything in between
Motor Trade Protect
New/used motor sales, servicing and repair operations, and everything in between
To cover an insured’s business’ property and contents, stock, including protection against legal liabilities to third parties/employees and loss of gross profit/gross revenue following damage to the property. Cover also includes Road Risks for cover for loss or damage to an insured vehicle whilst away from business premises.
Level of cover can include:
- Property All Risks
- Equipment Breakdown
- Legal Expenses
- Business Interruption (optional)
- Public & Products Liability (optional)
- Employers Liability (optional)
- Road Risks (optional)
- Terrorism (optional)
Target markets
- Mechanical repairs and servicing; private and light commercial
- Vehicle sales
- Body repairs
- Cosmetic repairs
- MOT test centres
Outside scope
- Commercial vehicles above 7.5T, coach/PSV, haulage
- Petrol stations
- Road risks only
- End of life vehicle dismantling and breaking
- Vehicle leasing and self-drive-hire
- Vehicle repossession
- Vehicle manufacturers
- Chassis alteration
