USL&H
Approved by the U.S. Department of Labor to providing coverages for USL&H exposures in all 50 states.
USL&H
Approved by the U.S. Department of Labor to providing coverages for USL&H exposures in all 50 states.
The American Equity Underwriters, Inc. is the program administrator for The American Longshore Mutual Association, Ltd., a group mutual company approved by the U.S. Department of Labor to provide coverage for USL&H exposures in all 50 states.
Coverages Offered For:
- United States Longshore & Harbor Workers’ Compensation Act
- Outer Continental Shelf Lands Act
- Defense Base Act
- Companion State Act Program in conjunction with the above coverages
- Maritime Employers Liability
Target Classes
- Shipbuilders
- Ship Repair
- Stevedores
- Terminal Operators
- Barge Repair
- Marine Construction
- Steamship Agents
- Luxury Yacht Builders
- Coal Docks
- Offshore Industries
The below preferred classes may also have USL&H exposure:
- Welders
- Pipe Fitters
- Painters
- Sheet Metal Work
- Crane Installations and Repair
- Engine Repair
- Carpentry
- Electricians
- Plumbing
- Heating and A/C Contractors
- Concrete/Cement Work
- Refrigeration Repair
- Architects and Engineers
- Wallboard Installation
- Communications Repair
- Fire Extinguisher Servicing
- Pest Control
Plans Include
- First Dollar
- Single and Multi-Year Programs
- Loss-Sensitive Plans
- Deductible
- Excess Over Qualified Self-Insurance
Additional information to assist in the quoting process
- Details on large claims
- Explain any changes in operations over the last five years including payroll fluctuation or claims history
- Safety programs
USL&H insurance program
Key details
Availability
This program is available in all states
Minimum Premium
$10,000
Limits
- Federal Acts: Statutory
- Employer's Liability: $1,000,000
Carriers
- USL&H: American Longshore Mutual Association (ALMA)
- State Act: Great American Insurance Group, PMA Companies
- Maritime Employers Liability: Novae
Submission Requirements
- Completed and signed Industry Standard Workers' Compensation Application
- Currently valued loss runs (five years preferred)*
- Five-year gross payroll history*
- Financials
- Current NCCI Experience Modification Worksheet
Visit us at amequity.com for detailed information about our coverages and employer solutions, and to sign up for our blog the Longshore Insider.
Contact Us
The American Equity Underwriters, Inc. Mobile, AL
Marketing Department
The American Equity Underwriters - Mobile, AL
