Medical Facilities

Established over 40 years ago, APU's Medical Facilities program is tailored to meet the specific insurance needs of many types of medical facilities.  Focused on service, the program includes a package of professional and general liability coverages based on the unique specifications of the facility.  We have the partnerships and deep understanding of the market exposures and we provide a broad range of coverage.

Target Classes 

• Rehab Facilities
• Clinics: Community, Family Planning, Rural & more
• Allied Health Schools
• College and University Health Centers
• Community Health Centers
• Dialysis Centers
• Emergicenters/Urgicenters
• Health Departments
• Imaging, X-Rays, CT Scan, MRI and Ultrasound
• Facilities or mobile operations
• Medical Laboratories, Drug Testing, Paternity, Pathology & more
• Lipodissolve and other procedures
• Sleep Centers
• Surgery Centers

Availability

This program is available in all states.

Coverages*

• Professional Liability
• General Liability (must write PL also)
• Property (admitted)
• Employee Benefits Liability (must write both PL & CGL also)
• Package policy includes coverage for I.C.’s while working within the scope of duties for Named Insured
• Bodily Injury definition includes mental anguish and mental injury on the CGL
• Crime or Fidelity Bond (admitted)
• Sexual Abuse is included within the definition of “Professional Services Wrongful Act” in the policy form
• Defense costs are generally outside policy limits on package policy
• Ability to quote Excess Liability
• Worldwide Coverage (claim must be filed in the U.S.)

Coverage is provided on a non-admitted basis unless otherwise indicated.

Submission Requirements

• Medical Facilities Application (New Business or Renewal)
• 5-year company loss runs
• Financials
• Brochures

Please send completed applications to: marie.gaudette@amwins.com.


*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.