Medical Facilities

An insurance program designed exclusively for insuring a wide array of medical facilities.

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Established over 40 years ago, APU's HealthServicesGuard program is tailored to meet the specific insurance needs of many types of medical facilities.  Focused on service, the program includes a package of professional and general liability coverages based on the unique specifications of the facility.  We have the partnerships and deep understanding of the market exposures and we provide a broad range of coverage.

Target Classes 

  • Cardiac Rehab Facilities
  • Clinics: Community, Family Planning, Rural and more
  • Allied Health Schools
  • College and University Health Centers
  • Community Health Centers
  • Dialysis Centers
  • Emergicenters/Urgicenters
  • Health Departments
  • Imaging, X-Rays, CT Scan, MRI and Ultrasound Facilities or mobile operations
  • Medical Laboratories, Drug Testing, Paternity, Pathology, and more
  • Medical Spas: Botox, Peels, Hair removal, Fillers, Lipodissolve and other procedures
  • Sleep Centers
  • Surgery Centers


This program is available in all states.


  • Professional Liability
  • General Liability (must write PL also)
  • Employee Benefits Liability (must write both PL & CGL also)

We may be able to consider:

  • Non-Owned & Hired Auto (Owned/Commercial Auto not eligible)
  • Property
  • Fidelity Bond
  • Business Interruption
  • Directors' & Officers' Liability
  • Employment Practices Liability
  • Workers' Compensation (available via WorkCompGuard)

(Available coverages may vary by class and state)

Coverage is provided on a non-admitted basis unless otherwise indicated.

Submission Requirements

  • HealthServicesGuard Application (New Business, Surgery Center or Non-Surgery Center)
  • 5-year company loss runs
  • Financials
  • Brochures

Please send completed applications to:

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.