Architects & Engineers

A comprehensive insurance program designed for architects, engineers, and other design professionals.

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APU’s Architects & Engineers (A&E) insurance program offers comprehensive liability coverage for architects, engineers, and other design professionals that generate between $1M - $10M in annual revenue.

 

Target Classes

  • Architects
  • Engineers
  • Other Design Professionals

 

Coverages

  • Pre-claims assistance
  • Crisis Management 
  • Pollution
  • Technology
  • No copyright/trademark exclusion
  • Voluntary mediation credit
  • Pre-approved counsel
  • Worldwide Coverage
  • Waiver of Subrogation
  • Consent to settle 50/50
  • Punitive Damages where insurable and most favorable venue
  • Joint Venture Coverage 

 

Limits

  • Primary practice policy limits of $5M per claim / $5M aggregate
  • Specific Project and Specific Client Excess limits are available

 

Availability

  • Admitted in AZ, DE, IA, IN, KS, MO, NC, NJ, NM, NV, NY (NYFTZ), OR, PA, SC, SD, TN, TX, UT, WI & WV with additional filings pending or to be processed in all remaining states (except for AK and WY).
  • For states where we are currently not admitted and pending state approval, we write on a non-admitted basis.
Download a map of admitted states here.

 

Carrier

A.M. Best Rated "A", XIV

 

Submission Requirements

  • Completed A&E Application (competitor applications are acceptable)
  • Five years of currently valued loss runs

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