Architects & Engineers

APU’s Architects & Engineers (A&E) insurance program offers comprehensive liability coverage for architects, engineers, and other design professionals that generate between $1M - $10M in annual revenue.

Target Classes

• Architects
• Engineers
• Other Design Professionals

Coverages

• Pre-claims assistance
• Crisis Management 
• Pollution
• Technology
• No copyright/trademark exclusion
• Voluntary mediation credit
• Pre-approved counsel
• Worldwide Coverage
• Waiver of Subrogation
• Consent to settle 50/50
• Punitive Damages where insurable and most favorable venue
• Joint Venture Coverage 

Limits

• Primary practice policy limits of $5M per claim / $5M aggregate
• Specific Project and Specific Client Excess limits are available

Availability

• Admitted in AZ, DE, IA, IN, KS, MO, NC, NJ, NM, NV, NY (NYFTZ), OR, PA, SC, SD, TN, TX, UT, WI & WV with additional filings pending or to be processed in all remaining states (except for AK and WY).
• For states where we are currently not admitted and pending state approval, we write on a non-admitted basis.

Carrier

A.M. Best Rated "A", XIV

Submission Requirements

• Completed A&E Application (competitor applications are acceptable)
• Five years of currently valued loss runs