Architects & Engineers

APU’s Architects & Engineers (A&E) insurance program offers comprehensive liability coverage for architects, engineers, and other design professionals that generate revenue between $750K and $10M. The program is underwritten with an A.M. Best rated “A, XV” carrier.

Target Classes

• Architects
• Engineers
• Other Design Professionals

Coverages

• Pre-claims assistance
• Crisis Management 
• Pollution
• Technology
• No copyright/trademark exclusion
• Voluntary mediation credit
• Pre-approved counsel
• Worldwide Coverage
• Waiver of Subrogation
• Consent to settle 50/50
• Punitive Damages where insurable and most favorable venue
• Joint Venture Coverage 

Limits

• Primary practice policy limits of $5M per claim / $5M aggregate
• Specific Project and Specific Client Excess limits are available

Availability

• Admitted in all states except AK, FL, HI, WA, and WY. Filings pending or to be processed in FL and WA.
• For states where we are currently not admitted and pending state approval, we write on a non-admitted basis.

Carrier

A.M. Best Rated "A, XV"

Submission Requirements

• Completed A&E Application (competitor applications are acceptable)
• Five years of currently valued loss runs