Construction

Placing more than $300 million in premium annually has made AmWINS one of the largest wholesale insurance brokers of construction-related risks.

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Property + Casualty

With access to specialty insurance products designed specifically for the construction industry, we have the capacity for placing coverage on accounts of all sizes and complexity, including layered programs.

Our team of construction experts knows what it takes to manage both residential and commercial construction exposures. By specializing in this industry, our team has a level of expertise to better identify and help mitigate the risk and exposures, providing our retail brokers and agents with products and services that are second to none.

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London Expertise

We have built specialized solutions for unique problems, and our construction practice uses the expertise of our London-based colleagues at THB Group to market on behalf of our U.S. retail clients. This gives our retail partners the assurance that we are using the full resources within the AmWINS organization to solve their clients’ problems.

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Recent Insights

Construction, Property & Casualty

American Institute of Architects 2017 Insurance Requirements – An Introduction

11/14/17

In early 2017, the American Institute of Architects (“AIA”) introduced updates to its form construction contract documents, including a new exhibit that addresses insurance requirements between the owner and contractor. Since these forms are considered construction industry standards, it is important for those handling insurance and risk matters for the construction industry to be aware of these changes to insurance requirements.

Casualty, Construction, Property & Casualty

CGL Exclusions Common To Construction-Related Claims

04/20/17

The Commercial General Liability policy (CGL) is an essential factor in the equation that consists of building planning, financing, construction, operation, and protection from risk. Standard ISO form CGL policies contain an insuring clause subject to long-standing exclusions, which have been the subject of interpretation and case law over the years. This article focuses on the operation of the form’s exclusions j, k, and l.

Casualty, Construction, Property & Casualty

5 Risk Transfer Options for Owners and Developers

03/21/17

Owners and developers involved in construction projects must deal with the inherent risks involved with such projects. Their options are typically limited to avoiding, assuming, controlling/mitigating, or transferring the risk. This article addresses the most common risk transfer options.

Construction

Additional Insured Endorsements – Which Apply?

Additional insured endorsements are not a universal remedy and coverage is contingent on making sure a written agreement or contract is in place, with the named insured specifically adding the people or organizations included.

Casualty, Construction, Property & Casualty

Additional Insured Endorsements - After the Work is Done

An endorsement like a CG 20 37 or similar can help provide options for completed operations coverage for additional insureds that might otherwise be overlooked or unavailable.

Casualty, Construction, Property & Casualty

Construction Defect Claims: An Update

Litigation over whether a Commercial General Liability (CGL) insurance policy provides coverage for faulty workmanship claims is rapidly evolving. This article discusses situations where faulty work is considered an occurrence, when "property damage" becomes a factor, and how the "your work" exclusion and the subcontractor exception applies.

Casualty, Construction, Property & Casualty

Contractor Insurance Requirements – A Primer

When it comes to writing insurance requirements for contractors, there is a delicate balance to strike: protect insured interests while being reasonable and clear to contractors. This article discusses the importance of diligence in overseeing and enforcing such contractor insurance requirements.

Construction, Property, Property & Casualty

3 Exposures to Consider on a Builder's Risk Insurance Policy

The resurging construction industry means that builder's risk submission activity is on the rise. As such, it's important to understand this line of business. Here's an overview of some things to consider on a builder's risk policy.

Casualty, Construction, Property & Casualty

Protection for Project Owners and Developers: Which Insurance Policies Work Best?

During a construction project, much of the risk is with the contractor. However, the owner of the project also has the potential for liability. Give your clients more adequate protection during construction with an Owner’s Interest policy that includes extended completed operations insurance.

Casualty, Construction, Property & Casualty

Right to Repair Statutes: the Fix to Construction Defect Litigation

An evolving and dynamic area of law, “right to repair” statutes require homeowners to notify builders of claimed defects and to provide them with an opportunity to repair the defects before taking legal action.

Casualty, Construction, Property & Casualty

Construction Defect Claims: Statute of Limitation and Statute of Repose

Responding in large part to the increase in construction defect litigation, the state legislatures have enacted provisions to provide certainty and to limit the time in which a party may bring suit for a defect claim. In this article, we discuss the importance of understanding the applicable statutes of limitation and statute of repose for a given jurisdiction, as well as the interplay of those statutes with other provisions.

Casualty, Construction, Property & Casualty

Don't Fall Into The Hole: Potential Insurance Exposures for Construction Owners

During and after a construction project, commercial general liability and project-specific policies may not fully protect building owners against any and all risks faced. This article addresses two unique areas which should be carefully considered to ensure proper coverage.