Products

AEU has extensive experience in underwriting and tailoring programs for waterfront USL&H exposed businesses. We have established standards for risk acceptability, pricing, loss ratios, and terms of coverage which provide protection to small, medium, and large employers. The underwriting process includes review of the financial position of new and renewing members in an effort to write financially stable companies as members.

The mutual is able to provide program flexibility to accommodate the needs of waterfront employers of all sizes by offering guaranteed cost, deductible and loss sensitive programs. Many of the mutual accounts are written on loss sensitive programs with multi-year policy terms.

AEU’s underwriting team is highly skilled and dedicated to the special needs of its members. Our underwriters understand waterfront exposures and hard-to-place risks, and they underwrite based on individual exposures and losses.

For more specific detail on our capabilities, click the links below: