Program Highlights:
• All food delivery operations eligible (not just pizza operations)
• Exclusive to the AmWINS Food Delivery Insurance Program for 17 years – no one can BOR us!
• Monoline coverages available (Hired and non-owned or package)
• 50 state authority
• All quoting/binding/policy issuance done in-house
• Pricing as low as $2,000 per store for hired and non-owned and $1,200 for the other lines
• A.M. Best “A XV” rated carrier
Provides coverage under one policy – that includes:
Hired & Non-Owned Automobile Liability
• Limits available up to $2,000,000 CSL on the primary form
• Minimum deductible of $500 per claim – options up to $500,000 available
Property
• Scheduled limits include: $350,000 limit
– Business Personal Property
– Business Income/Extra Expense
– Accounts Receivable
– Personal Effects and Property of Others
– Valuable Papers and Records
– Computer Equipment EDP Hardware & Software $25,000 sublimit
– Food Spoilage $25,000 sublimit
– Utility Service Interruption $50,000 sublimit
– Outdoor Signs $10,000 sublimit
– Equipment Breakdown $25,000 sublimit
• TIV available up to $2,000,000 per location including Building (Additional charge for building coverage applies) Ordinance or Law (A, B, C) if Buildings are Insured $250,000 sublimit
Excess / Umbrella
• Limits available up to $25,000,000
General Liability
• Limits:
– $1,000,000 Each Occurrence
– $1,000,000 Personal and Advertising Injury
– $2,000,000 General Aggregate (per location)
– $2,000,000 Products Aggregate
– $5,000 Medical Payments
– $250,000 Damages to Premises Rented
• Deductible of $1,000 per Occurrence
• $1,000,000 Employee Benefits Liability - $2,500 deductible per employee
• Higher GL limits available
Crime
• $25,000 Limit – Employee Theft
• $10,000 Limit – On & Off Premises
• Deductible of $1,000 per Occurrence per store