Entertainment, Recreation, Sports & Leisure

The Entertainment, Recreation, Sports and Leisure Program offers General Liability for a broad array of entertainment risks. The program specializes in the following classes of business:
 
•  Adult Entertainment
•  Amateur Sports
•  Amusement Centers
•  Bowling Centers
•  Casinos
•  Movie Theaters
•  Production Services
•  Professional and Semi Professional Sports
•  Restaurants and Delicatessens
•  Special Events
•  Sports Clubs
•  Theatrical
•  Venues (such as theaters, conference centers, and arenas)
 
Coverages:
•  Non-owned Auto Liability
•  Primary General Liability
•  Liquor Liability (when written in connection with GL)
•  Umbrella & Excess is available

Limits:
•  General Liability up to $3,000,000
•  Liquor Liability - $1,000,000 / $3,000,000
•  Umbrella & Excess up to $20,000,000

Minimum Premium:
•  General Liability - $1,500
•  Excess - $1,500 for first $1,000,000 and $1,000 for each $1,000,000 thereafter

Requirements:
•  Completed Acord Application
•  Completed Program Supplemental Applications
•  3 Year (minimum) currently valued, hard copy loss runs
 
Supplemental Applications Required:
Supplemental applications are required for the Non-Owned & Hired Auto and Liquor Liability portions of coverage as well as for each of the following classes of business:

•  Adult Entertainment
•  Amateur Sports
•  Amusement
•  Bowling Centers
•  Casino Gaming
•  Caterers & Halls
•  Flea Markets
•  Liquor Liability
•  Movie Theaters
•  Professional Sports
•  Restaurants
•  Special Events
•  Swim Clubs
•  Theatrical
•  Venues
 
 
State & Class Availability:

This program is available nationally except for the following classes:

•  Liquor Liability is not available in AL for Adult Entertainment risks
•  Adult Entertainment risks are not available in LA and TX
•  Recreation & Amusement Centers are not available in AR, MN, and TX if they have mechanical rides

The following classes are excluded from this program:
•  Nightclubs, Dance Clubs, and Disco's
•  Bars and Taverns
•  Restaurants with dance floors
•  Liquor Liability for the following classes:
•  Risks near college campuses
•  Risks where 50% of the clientele are 25 years old or younger
•  "Bring your own bottle" establishments
•  Special Events
•  Drive through liquor establishments
 
 
Carriers: Multiple carriers with AM Best Rating of A or better.