Coverages:
• General Liability
• Automobile
• Worker's Compensation
• Property
• Inland Marine
Limits:
• GL - $1,000,000 per occurrence / $2,000,000 General Aggregate
• Auto - $1,000,000 CSL
Minimum Premium:
$10,000 General Liability
Requirements:
• At least 30% of payroll must come from Wrecking and/or Salvage Operations
• Other allowable operations (less than 70%):
• Excavation
• Street & Road Construction
• Concrete Construction
• Landscaping
• Grading of Land
• Contractors Permanent Yards
• Contractors Executive Supervisors
• Irrigation Drainage System Construction
Ineligible Operations:
• Underground Storage Tank Removal
• No demolition or dismantling of tanks
• No demolition contractors where more than 25% of demolition operations are subbed out to others
• Work at landfills
• Drilling operations other than water
Availability:
All states except Alaska, Hawaii, the five boroughs of NYC and Erie County in New York, with special underwriting criteria for Cook and Madison Counties in Illinois.
Carrier:
• AM Best 'A' rated carrier
• Non-Admitted paper for GL; Admitted for all other lines
DemoPro® Program Highlights:
• Superior Claims and Loss Control Service
• Local rating and underwriting