At AmWINS, we pride ourselves on having both the internal expertise and leverage within the marketplace to best assist you and your insureds with all of their Real Estate related property placements.
Our property professionals specialize in the placement of both Residential Real Estate and Commercial Real Estate, literally placing thousands of accounts and nearly $414,000,000 of Real Estate related property premium volume annually. The sheer magnitude of Real Estate related business placed by our brokers allows for both real-time knowledge of the ever fluctuating marketplace as well as negotiation power with our partner insurance carriers.
Examples of the classes of business that we commonly place within the Real Estate Practice are as follows:
Residential Real Estate:
- Apartments
- Condominiums
- Townhomes
- Single Family Homes
- High Value Homes
- Mobile Home Parks
Commercial Real Estate:
- Shopping Malls
- Strip Shopping Centers
- Single tenant retail locations
- Office Buildings
- Restaurants
- Churches
- Grocery Stores
- Auto Dealerships
- Movie Theaters
- Car Washes
- Self-Storage
- Stadiums
- Industrial
- Convention Centers
Key coverages and products offered to our retailers for their Residential and Commercial Real Estate clients include but are not limited to the following:
Property:
- All Other Perils
- Wind/Hail
- Flood
- Earthquake
- Terrorism
- Machinery Breakdown
- Builders Risk / Inland Marine
- DIC Policies
- AOP Deductible Buy Downs
- Wind/Hail Deductible Buy Downs
- Flood Deductible Buy Downs
- Earthquake Deductible Buy Downs
- Various deductible approaches to best match an insured’s risk tolerance
Liability:
- Customized GL placements structured on a First Dollar basis up to a large SIR Program.
- Aggregates apply per location
- Defense outside the policy limit
- Defense expenses inside the deductible/SIR
- Silent on punitive damages
- No separate exclusion for assault & battery
- Coverage for Hired & Non-owned Auto
- Fire Legal Coverage Included
- Ability to place large excess limits to follow Underlying Terms & Conditions which include Aggregates to apply per location
Financial Services:
- Management Liability
- Directors & Officers LiabilityGeneral Partnership Liability
- REIT’s
- Employment Practices
- Professional Liability
- Real Estate Errors & Omissions
- Tenant Discrimination Liability
- Security & Privacy Liability
- Construction Managers E&O
- Design Professional Liability
- Fidelity & Dishonesty (Crime)
- Employee embezzlement of funds of named insured
- Theft of client funds or property by employees
Our retailers represent all key players within the Real Estate arena, including but not limited to the following:
- Property Owners
- Property Managers
- Property Developers
- Real Estate Investment Trusts (REIT’s)
- Financial Institutions
- Private Equity Firms
- Asset Managers / Fund Managers
- Condominium Associations
- Homeowners Associations
- Contractors
- Builders
We very much look forward to working with you on your existing Real Estate related Property transactions, as well as the new business opportunities that you choose to pursue. Please never hesitate to contact any of our Real Estate professionals as opportunities or questions arise.