Errors and Omissions Insurance (also called Professional Liability) protects companies from claims if a client holds them responsible for errors, or claims resulted from failure to perform work as contractually promised.
Coverage includes legal defense costs, no matter how baseless the allegations. Errors and Omissions Insurance will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.
Class in this category include, but are not limited to:
• Adjusters
• Administrators
• Alarm Monitoring Services
• Answering Services
• Appraisers - Non-Real Estate
• Associations - Specific E&O Exposures
• Auctioneers
• Bookkeepers
• Claims Administrators
• Collection Agencies
• Consultants, except Environmental or Financial
• Court Reporters
• Credit Bureaus
• Direct Mail Services
• Document/Information Services
• Employment Agencies
• Executive Search Firms
• Farm Managers
• Foreclosure Agents
• Forensic Analysts
• Funeral Directors/Morticians
• Graphic Designers
• Horticultural Consultants
• Insurance Support Services
• Interior Designers/ Decorators
• Judicial Research Services
• Kosher Food Inspectors
• Licensing Services
• Literary Agents
• Mapping/Photogrammetry Services
• Marketing Consulting Firms
• Marketing Research Firms
• Meeting Planners
• Mortgage Bankers
• Mortgage/Loan Brokers
• Notary Public Services
• Outplacement Counselors
• Premium Finance Services
• Printers/Binderies
• Process Servers
• Property Managers
• Public Relations Firms
• Publishers - Directories, Multiple-Listing Services
• Quality Assurance Consulting Services
• Real Estate Agents
• Research Organizations
• Social Services - Rehabilitation/Vocational/ Philanthropic
• Tax Preparers
• Temporary Personnel Agencies
• Translators
• Travel Agents/Tour Operators
• Utility Notification Services
• Vessel Documentation Services
• Xerographers
• Yellow Pages Publishers
• Zoological Exhibit Designers