A New Texas Nonsubscibers ProgramU.S. Specialty Insurance Company is a leading provider of Primary Employers Indemnity (PEI) coverage to the Dairy Industry in Texas. USSIC is expanding part of this coverage into New Mexico with a focus on the Dairy Industry. This program provides work related medical and wage replacement benefits, including AD&D benefits. Shortly, additional coverage for Employers Liability and defense cost coverages are to be provided. This product is designed for employers who choose not to purchase workers compensation for their employees that are exempt from coverage under New Mexico statutes.
Coverage A-Contractual Liability
- Medical Expense
- Lost Wages
- AD&D Benefits
The Employer Reimbursement Insurance Plan pays up to the policy limits you select for covered expenses related to occupational injury, occupational disease, or employment related cumulative trauma. An ERISA plan will be issued along with your policy. The ERISA plan provides administrative rules and guidelines for the processing of your occupational injuries.
Advantages of the USSIC PEI Product
- Texas Based Corporation
- Financial Security
- Clear Policy Language
- Admitted, A+10 Best Rating
- No policy aggregate
- ERISA plan provided – includes binding arbitration
- All claim services included, including medical bill
- review/repricing at no additional charge
- Unlimited defense costs provided outside the policy limits (available later in 2008)
- Monthly reporting option available
Target Classes
- Dairies
- Heifer Ranches
- All businesses related to the Dairy Industry which are exempt from state workers compensation regulations.