Fixed Indemnity Limited benefit plans are part of an emerging business sector that is growing in popularity with the employer community and becoming an accepted group health insurance plan for hourly and part-time employees.
The monthly cost for limited benefit health insurance plans are more manageable than the premiums charged for comprehensive insurance; however, there are annual limits on most benefits in limited benefit health insurance plans. A limited benefit health insurance plan is intended to be used for your day-to-day health insurance needs.
Limited benefit health insurance provides a fixed-dollar amount benefit for health care services such as doctors' visits, lab tests, X-rays, short-term hospital stays, minor surgeries and accidents.
Disclaimer: Coverage and plans may not be available in certain states. Please contact the Managing Agency Group for details.